RBS and NatWest to Cut Down its Overdraft Charges

Posted by Bruna on , ,
The contemporary guidelines of overdraft charges followed by various banks in the United Kingdom have been criticised by customers. Finally good news on the changes of overdraft charges has given a new hope to customers. The changes have been adopted by RBS and NatWest but not by all the banks in the UK.

The existing current account holders of the Royal Bank of Scotland and its NatWest arm will enjoy the renewed overdraft fees. According to the announcement, a RBS customer will have to bear £260 only whereas previously he had to spend £6, 688. There is a vast difference between these two figures. Now no need to fear if an individual crosses the overdraft limit because he is liable for the lower charges. As per announcement the new charges will be implemented effective from October 1, 2009.

If a cheque, direct debit or standing order bounces then a customer will have to pay £5 as the 'Unpaid Item Fee' whereas previously the figure was £35. The highest amount of fees customers can pay as the 'Unpaid Item Fees' will get reduced from £114 per day to £50 a month. The 'Guaranteed Card Payment Fee ' will be reduced to £15. Before a customer had to pay £35.

In case a customer goes overdrawn without the consent of the bank then as per the new announcement he has to pay £20 as the 'Monthly Maintenance Charge'; it is a great relaxation from the old charge of £28. The 'Unauthorized Overdraft Rate' on the standard accounts is tagged as 19.24%EAR from the previous 29.84%EAR.

Energy in High Demand, Cost is High But One Needs Not to Worry

Posted by Bruna on ,
The thunder of recession has shaken the whole retail market. Who are the worst victims of this thunder? Obviously, it will be the consumers. Whatever decision is taken by the law makers the final consequences have to be endured by the end consumers. There is hype in the market that the cost of recession has really gone down. If this is true then why are the common people raising the voice? There is an acute shortage of money in every UK home.

If the price of energy has come down to a lower figure then it probably needs further decline. Out of all these hustle and bustle I find a ray hope in a group of websites which are offering excellent price compare facilities for the folks in UK. Such websites also provide services related to compare prices in UK.

There are several retailers in the market which are into energy business. The cost of energy varies from one retailer to another. If it is a fact then how would folks come to know about the cheap energy prices? To let the public know about all the declining prices most of the price comparison sites in the UK have come forward with a category of ‘Compare Energy Prices in UK’. This is of great use. Whenever I like to buy energy for household use then I do make use of such sites. The kind of comparative study provided by such sites help folks in deciding what kind of energy at what price they should buy.

Shopping Everything with Shopping Comparison Facility

Posted by Bruna on ,
Life is all about competition. It starts right from our childhood and lasts forever until we are buried in cemetery. High competition can be seen in both men and women when it comes to smart shopping. How do we define smart shopping? Smart shopping refers to buying a quality and branded product at the cheapest price.

Often we see that men and women gets irritated when their buddies buy the same product at a much cheaper price then they actually paid for it. No one can deny that people in the UK are shopping buffs. The whole monthly salary gets floated away while they do heavy shopping.

Most of the intelligent buyers in the UK follow the techniques of shopping comparison. Comparison can be compared to bargaining which we have been using for years. There are multiple retailers on the Internet and each of them sells the same product at a wide range of prices.

When your budget is low and you are looking for purchasing the best product at the cheapest price then shopping comparison is like a once in a blue moon opportunity. By making use of shopping comparison websites operating in the whole region of UK Shopaholics can now save more bucks in their wallets. The advent of comparison shop sites have immensely helped many people in the UK as they get to buy whatever they need at an affordable price. Deviating from the usage of such sites would only plunder the wealth of folks. Let it not happen and rather we should prosper by doing smart shopping.

UK Broadband Providers Helping Consumers to Save More

Internet has become a mandatory service for communicating with the rest of the world. To connect our personal computers with the network of broadband means we need to pay off a certain amount of money. But there are many broadband service providers in UK which are being accused of charging lots of money.

Things have changed a lot. The new broadband deals available in UK are designed to save consumers’ money. Well, with the upcoming of price comparison sites Internet seekers are finding it quite easy to spot out their affordable deals. In addition to it, picking up a couple of broadband deals also let people take away free gifts like laptops, free mobile phones, holiday packages etc.

www.broadband-expert.co.uk is one of the many websites to which people can visit to compare an array of broadband deals. No more walking to multiple broadband stores for enquiring about the hottest and genuine deals. A price comparison site like this will be an added advantage if used in a systematic way. Let the searching job be done by a prominent website and eventually, broadband seekers can choose what suits them the most. Save more bucks by choosing the right and affordable packages. Price compare should follow every purchase of broadband deal.

Online Shopping in Developed Countries is Booming despite Recession

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Online shopping in developing economies like India has boomed despite the recession, joblessness and slowing economy. The growth has been almost 42 % between October to December 2008 as compared to the period between July- September 2008; the figures have been compiled in a survey conducted by Visa, a debit and credit card issuer.

The average expenditure of online shoppers in the country has been $ 3,442 and this places it at the third rank in Asia-Pacific region, just below that of Hong Kong and Singapore. According to the survey 81 % of the respondent shave expressed their desire and willingness to purchase goods and services through Internet on a regular basis as they found the shopping experience trouble free and effortless.

The recession has driven this market in a positive fashion as people have become more concerned about the economy of the purchases and they are developing a tendency to surf the Internet, compare prices and shop the cheapest of the available quality product or services.

Travel was the largest contributor in the online shopping as people got lots of cheap online shopping deals in the air tickets. Apart from this, hotel accommodation has also been a major contributor. Purchase of shoes and apparels have also been carried in a major way through online retail shops, as has been stated in the survey.

The average amount on international purchases has been $350 and is slated to increase in the near future if the indications in the survey are to be believed.

Price Comparison Sites in UK to Get Accredited by UK Regulators

Presently various price comparison sites operating in the UK soon to get accredited by UK regulators. BillMonitor is the site whose unique calculator recently got accredited by the UK’s telecoms regulator, Ofcom. From now onwards, this prominent site will be able to use the regulator’s hologram which will attract numerous visitors to its site. On the same line of such a site, a huge number of price comparisons sites in the UK will be given the same authenticity to operate their services in an effective way. BillMonitor is into mobile price comparison which helps many enthusiastic mobile buyers in knowing all the prices of various mobile phones sold by various retailers in the UK market.

As researched by Ofcom there are around 57 per cent mobile phone users who are keen to purchase new mobile phones if they get useful information on the current cheap prices on the latest mobile phones. And BillMonitor is the site which gives a breakthrough experience to aspiring mobile buyers. Every mobile user irrespective of whichever country he/she belongs to always wishes to buy a phone at a least price. There’s worth for every single penny and such an individual’s interest is highly honoured by a prominent and user-friendly like BillMonitor.

Conservatories Prices Comparison Websites Launched

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The much needed website aimed at comparing the prices of all the conservatories and the services of all the conservatory services in the UK has been launched with the sole aim of focusing on the savings of the consumers. The URL of the newly site is www.conservatoriesprices.co.uk The users only need to fill the simple online form stating their requirements and the Conservatories Price Quote engine does all the work of bringing together the quotes from various conservatory companies.

These quotations are carried out through the e-mail which saves users from the nagging salesman and they can thus choose the cheapest and the best deal available from a conservatory company. The website also intends to encourage the users’ or consumers’ participation through a separate section that deals with the users reviews of a particular product, service or the company.

The site boasts of a huge database of Conservatory products and companies and this enables it to furnish the users with the most resourceful, frequently updated website to help them achieve a feasible deal concerned with the conservatories. The users can really benefit from the numerous quotations because the more the numbers the more are the chances of availing a winning deal.

The site provides opportunity to the conservatory companies to get enlisted in its conservatory directory for free and thus increase their visibility in the Internet arena. And through the users rating and reviews one can also draw advantages from the experience of others.